Tools & Guides
Everything you need to navigate the lending process — calculators, a plain-English glossary, document checklists, and a step-by-step borrower's guide.
Documents Needed
Having your paperwork ready speeds up approval. Requirements vary by program — your specialist will confirm exactly what applies to your loan.
Personal & Identity
- Government-issued photo ID
- Social Security number / EIN
- Contact information & current address
Income & Financials
- Last 2 years personal & business tax returns
- Recent pay stubs (residential)
- Year-to-date profit & loss statement (business)
- 2–3 months of bank statements
Property & Deal
- Purchase contract or LOI
- Rent roll & leases (income property)
- Property appraisal or valuation
- Renovation budget / scope of work (fix-n-flip)
Entity (Commercial)
- Articles of organization / incorporation
- Operating agreement or bylaws
- Business license
- Certificate of good standing
Still have questions?
Our lending specialists are here to help — no obligation, free consultation.
